From time to time warm water in the Equatorial Pacific causes weather patterns that cause heavier than usual rainfall in the southern United States. The phenomenon is known as El Nino and can have a huge influence on climate change.
The following outlines a number of steps you can take to protect your property against potential damage from expected rainy weather.
How to Prepare for Heavy Rains
Heavy rains pose a significant risk of flood damage. Here are some things to keep in mind:
- Do you have flood insurance? Most standard homeowners insurance does not cover flood damage. If you aren’t sure, call your insurance agent to find out.
- Do you have a backup for your sump pump? If not, and if your power goes out in a storm, you could be in trouble.
- Do you have a generator in case power goes out?
- Are there back pump preventers on the sewer drains in your area?
- Does ice or water tend to accumulate on sidewalks?
Second to basement flooding, roof damage is one of the most common sources of water damage in heavy rains. Here are some things you can do to prevent problems with your roof in a storm:
- Are there trees near your home that need to be trimmed or loose branches that need to be removed?
- Does your roof flashing need to be replaced?
- Do you have damaged shingles that need to be repaired or missing shingles that need to be replaced?
- Is there debris in your gutters or other obstructions that need to be removed?
Taking care of these issues now, before rain hits, will help keep water out of your home.
Emergency PlanEmergency plans aren’t just for business, they are something everyone should have in place. Whether you are in California, where dry brush, drought, and high winds combine to create out of control wildfires, or in the Midwest, where tornadoes are a scary springtime routine, every place has a potential for disaster. You need to have a plan that includes:
- How are you going to get in touch with your family? Do you have an established meeting place?
- If you have elderly or disabled family members, how will you get them to safety?
- Do you have battery powered radios and flashlights? Are the batteries charged?
- Do you have a couple of days of supplies (food, water, medication) in case you are stranded?
How Can We Help?
Prepare yourself and your home for a disaster before it happens. Right now is the perfect time to give your insurance agent a call to review your coverage. It’s also a good idea to inventory your property and inspect all the items mentioned above. Should you find yourself experiencing flood or fire damage in the San Diego area, give us a call at (619) 376-6838.